Scaling India’s Digital Payments: Infrastructure, Security & Real-Time Fraud Prevention

Financial Express has featured AUISY Technologies in its business coverage, looking at how the Pune-based company is moving from enterprise IT services into digital payments infrastructure, transaction processing and fraud risk management.

From IT services to payments technology

AUISY was founded in 2012 by Shrikant and Sheetal Garud as an IT services and consulting company, working on cloud migration, data analytics, ERP and enterprise technology. Over the years, it has built specialised payment technology platforms for banks, fintech companies and enterprises.

Why it matters now

India’s real-time payments continue to grow at scale. Citing NPCI data, the article notes that UPI handled about 24.07 billion transactions worth Rs 29.37 lakh crore in September 2026. At these volumes, financial institutions need systems that stay available, secure and resilient, with strong fraud detection built in.

The AUISY payments portfolio

HyperBolt: transaction switching and processing for UPI and IMPS, along with solutions for third-party application providers (TPAPs) and mobile banking.

BoltShield: real-time fraud detection, transaction monitoring and risk management for complex digital payment environments.

BoltPe: AUISY’s consumer platform for digital payments, bill payments and travel-related services.

Built for a regulated industry

The article also highlights that RBI directions for regulated entities set clear expectations on third-party technology risk, information security and business continuity, making reliability and the ability to scale key factors for institutions choosing technology partners.

AUISY CEO Mayur Bidkar told Financial Express: “We’ve always believed in prioritising both our clients and our team equally.”

Read the full story on Financial Express